Top Auto Loan Lenders for Refinancing Car Loans

See the top lenders so you can find the best interest rate and APR for your credit score*.

Finding the best rates for your car loan can be a challenge. Many drivers are paying more than they need to each month from the higher necessary interest rates, but where do you start with so many lenders pushing non-personalized offers into the market? Some lenders offer headline rates you may or may not qualify for. Get your qualified offer from one of the top refinancing marketplace without impacting your credit score§. Check out our top picks below.

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Caribou

Caribou Auto Refinance Multi Color Logo

APR Rate

2.32%

$100+ Avg Savings Per Month

A+ BBB Rating

Online Marketplace

Large Lender Network

Credit Score

650+

Caribou works with people who have credit ratings of 650 and higher.

Caribou's Rating
4.4
369 Trustpilot Reviews

Apply Now

Pre-qualify without SSN to see offers from lenders.

Auto Approve

Auto Approve Auto Refinance Color Logo

Interest Rate

2.25%

A+ BBB Rating

Online Marketplace

Serves All 50 States

Online Marketplace

Credit Score

580+

Auto Approve can help you refinance your car if you have a credit score of 580 or higher.

Auto Approve's Rating
4.7
2,638 Trustpilot Reviews

When Applying

No SSN to see Pre-approved offers. Cash back available.

RefiJet

RefiJet Auto Refinance Logo

Interest Rate

2.49%

$150 Avg Savings

A+ BBB Rating

Online Marketplace

Serves All 50 States

Credit Score

500+

RefiJet provides auto refinancing for people with credit scores of 500 and up in the fair FICO credit ranges.

When Applying

No payments for the first two months. Pre-approval and cash out offered.

RateGenius

RateGenius Auto Refinance Logo

Interest Rate

2.99%

$96 Avg Savings

A+ BBB Rating

Online Marketplace

Rate estimation tools

Credit Score

500+

RateGenius serves credit scores of 500 and higher. This falls into the fair FICO credit range bracket.

RateGenius's Rating
2.5
3,776 Trustpilot Reviews

When Applying

Full-service car refinance and re-titling with cash out.

AUTOPAY

AUTOPAY Auto Refinance Logo

Interest Rate

1.99%

$96 Avg Savings

4.7 Google Rating

Online Marketplace

Serves All 50 States

Credit Score

560+

AUTOPAY's car refinance services are gauged toward applicants with credit scores of 560 and higher.

AUTOPAY's Rating
3.0
11 Trustpilot Reviews

When Applying

Lease payoff and cash out refinance opportunities.

Top Auto Loan Lenders for Refinancing Your Volkswagen Atlas SUV