Get Approved for Vehicle Refinancing with AUTOPAY's Marketplace

Learn how you can refinance your car through the AUTOPAY lending marketplace.

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About AUTOPAY

The AUTOPAY lending marketplace is similar to RateGenius. They operate with the idea of making your car loan fast and easy. After their recent acquisition by the same folks who run RateGenius, they are held under the same parent company of The Savings Group Inc. However, they are still operating as a separate entity at this time. AUTOPAY offers new car refinancing as well as auto loan refinancing.

AUTOPAY Auto Refinance Logo
Advertiser Disclosure

Lender Type

Marketplace

$105 Avg Savings

4.7 Google Rating

Online Marketplace

Serves All 50 States

$395 Origination Fee

APR Rate

2.99%***

AUTOPAY's interest rates start at 2.99%***. Rates vary taking into account things like vehicle, credit history, and loan term. Check out with AUTOPAY for details.

Credit Score

560+

AUTOPAY's car refinance services are gauged toward applicants with credit scores of 560 and higher. Find a lender for your bracket.

When Applying

Lease payoff and cash out refinance opportunities. Loan assistant guided process.

Getting Started with AUTOPAY

Solutions for Auto Refinancing

These steps will get you started with your AUTOPAY application.

  • Plan to Qualify

    Before you start your AUTOPAY application, do your best to understand if your credit score will qualify you for a new auto loan.

  • Set Up Your Docs

    A few types of documents are needed to refinance your car loan. They include info about your vehicle, yourself, and your loan. Collect these ahead of time.

  • Run the Numbers

    Use an auto refinance calculator to see estimated car payment savings ahead of refinancing. Doing this can let you know how much you may save.

TrustPilot Reviews

See what AUTOPAY's customers have to say on Trustpilot.

ALEX ALVAREZ
ALEX ALVAREZ
January 20, 2023

The typical bait and switch

The typical bait and switch. I was led to believe that I would receive a number of loan options but found out there is only one, Autopay. They called me at home and tried to strongarm me to give them additional information. Horrible company, horrible business practice. I highly recommend going to a reputable bank or credit union to secure a car loan, these "brokers" are only adding an additional layer and cost to an already confusing process.

Dave
Dave
January 19, 2023

Terrible experience

Terrible experience. Exceptional credit, no debt and wanted a new purchase auto loan. They said I qualified for several offers. Sent to underwriting and I was NOT approved - I was shocked. I called back to ask for more information, the agent said she would call me back after she spoke to underwriting. Have not heard back.

Bridgette Montas
Bridgette Montas
January 13, 2023

Quick and simple process

I worked with a man named Matt, very professional and easy to talk to. He was always available to answer my questions. Also made things easy to understand stand.

Naomi Pope
Naomi Pope
January 12, 2023

The process was fast and easy!

I signed up online and the process was easy they helped me along the way and my loan was approved by the bank faster than I thought. I saved $200 on my car loan a month

Debra Johnson
Debra Johnson
January 5, 2023

I was considering refinancing my car…

I was considering refinancing my car loan with this company. They wanted to give me 75 months. That's too long for me. I also did not like Kyle Fergason. He was very impersonal and fast talking. I feel like dealing with this company is a waist of time!!!!!

NICOLE D PATTERSON
NICOLE D PATTERSON
December 28, 2022

Courteous

Courteous, responsive and patient. It took me about a week to get my paperwork done. I was the delay. The representative was always ready to assist and answer any questions. Excellent experience for me.

Nicolas Schillerstrom
Nicolas Schillerstrom
December 23, 2022

Great customer service

Great customer service, worked really hard to get me a great deal!! I will recommend autopay to anyone to refinance your vehicle!

Kameron
Kameron
December 14, 2022

Terrible. They lie about the rates the offer and they’re much worse than the market.

Terrible. They lied about the auto loan rates offered online and over the phone. With an 800 credit score on a 72-mo $50k loan, they said it’d be 2.99%. After days of waiting and an hour of my time over the phone giving them my information so they could do an audit before offering a loan, they came back with 8%. Total waste of time and MUCH higher than what was marketed and compared to the market. I’m mostly disgusted by the lying more than wasting my time while shopping for an auto loan. Don’t use these scammers. Go with a local credit union or finance through the car manufacturer.

Maria Olloqui
Maria Olloqui
December 13, 2022

Matt was a blessing in the sky

Matt was a blessing in the sky! I was looking for a good company to refinance my loan; I contacted Auto Pay and I got the best professional, honest, courteous and positive person on the line. I got exactly I wanted in a matter of days . His great effort to help me make me feel very happy. AutoPay has a great asset with Matt Reindhart ! I thank Matt and your company for the great team you got! I give you 5 stars, I will surely recommend you in the future. Happy Seasons !!! Best of everything for you Matt !😊

Maged Maher
Maged Maher
November 30, 2022

Really disappointing No service Just EXTRA FEES

Really disappointed there in no service at all. I thought everything is setup and then I get an email saying that the payment did not go through. and I will get an paper invoice with an extra charge. tried to reach out for the customer service, somebody to talk to and I just get an automated answers that run in loops. Plus they charge for any notification apart from the advertising ones.

David Sprouse
David Sprouse
November 28, 2022

Autopay goes the extra mile to get things done.

Well I was getting the run around with a few other companies, and just couldn't get anything approved. I called Autopay and with Mat's help I got over the hump and my loan was approved within hours. Mat kept in touch with me through out the whole process. I was impressed with everything, and would recommend Autopay to all, who don't want maybe's, but yes indeeds. Thank you all for your help.

Todd Mills
Todd Mills
November 23, 2022

Thank you Matt

Thank you Matt. Top notch service!!! This was extremely smooth and simple car refinance. Dropped me 11% on rate I currently had. Was a joy to talk with and he had the HUMAN element not robotic rehearsed VERY RARE TODAY!! Thanks again look forward to becoming a repeat customer. Todd

EVELYN KIMBERLY WRIGHT
EVELYN KIMBERLY WRIGHT
November 22, 2022

Albert was great in assisting me & gave…

Albert was great in assisting me & gave some good advice!!!! Pretty quick too!!!!!

Carie Whitaker
Carie Whitaker
November 14, 2022

My experience was super smooth

My experience was super smooth! The gentleman I worked with was so helpful and very knowledgeable! Also, very upfront about the process!

A n m
A n m
November 4, 2022

My fiance has a good credit score and…

My fiance has a good credit score and used auto pay off credit krama. They said his chances were excellent on approval of a refinance. Well not without 4500 down. That's ridiculous and very misleading. Don't go through this company .

Kathryn
Kathryn
November 1, 2022

AutoPay, in particular Blake Rurik, exceeded my expectations in securing a favorable interest rate on my used car loan.

I was very pleased with the professionalism, quality and turnaround time that Blake Rurik was able to provide in securing my very favorable interest rate on my recent auto loan. Blake was able to secure an interest rate that was much better than what I could find locally.

Jimmy Hensley
Jimmy Hensley
October 29, 2022

Monica Valdez is awesome

Monica Valdez is awesome. Just got in the mail today that I can refinance thru rategenius at $509 a month. Monica got me $449 a month. Awesome. If you need lower car payments, contact autopay. Better to pay off your car, but sometimes life happens and autopay showed up.

Pamela Ashlock Catron
Pamela Ashlock Catron
October 29, 2022

I recieved a letter in the mail

I recieved a letter in the mail. I filled out the information and Monica called me from Autopay. What an AMAZING lady to work with! And being on a fixed income helped me save on my monthly payment. I now can breath each month

Natasha
Natasha
October 27, 2022

Refinancing with Autopay was smooth

Refinancing with Autopay was smooth, quick and easy. My assigned representative; Mason Evans was phenomenal. Mason stayed in communication with me throughout the entire process. He was respectful of my time. He always called back when he said he would and at the requested time I would request. Thank you Mason. I 100% would recommend Autopay for your financial needs. OH! I got an awesome rate.

Yami
Yami
October 26, 2022

Matt was such a huge help

Matt was such a huge help! He helped make this transition seamless. My monthly payment dramatically decreased. I highly recommend autopay.

Brandon Casper
Brandon Casper
October 25, 2022

Quick and easy process

Quick and easy process . Matt was the person helping me with everything and he quickly responded to any question I might have had . He also did a very good job of guiding me through the process . Definitely would recommend this company

Tara Lyckowski
Tara Lyckowski
October 18, 2022

Fantastic company fantastic service

I have to say that Dane is just amazing! Every time I reached out with a question or concern he immediately got back to me! I saved $170 on my car payment and I saved on the interest rate too! I couldn’t be happier!!!

GA Peach
GA Peach
October 13, 2022

Funding during Bankruptcy

I filed bankruptcy 3 years ago after divorce. After an unexpected car accident, I got a loan over 14% with a different company. Over the years I’ve been rebuilding my credit, but no one would touch me with the bankruptcy. Autopay approved me for a loan at 7% and greatly decreased my monthly payment. The process was easy and Matt Rinehardt virtually held my hand through the paperwork. I’m so thankful I found them!

David Wilkins
David Wilkins
October 6, 2022

Prompt and Professional

Autopay and Jo Hernandez were highly professional and quick. I was able to refinance my vehicle in a matter of minutes. Thank you.

Miss Bea Jae
Miss Bea Jae
October 6, 2022

I had being trying off and on to get my…

I had being trying off and on to get my vehicle refinanced with other companies; however I was declined repeatedly. Eventually Credit Karma reached out to me, I received a call from Matt with Auto Pay and he made it happen. Matt was very helpful and professional not to mention patient with me thru the whole entire process. Matt you rock!

James Blagoue
James Blagoue
October 4, 2022

Paul

Paul. Tapia was very professional in helping me refinance my Dodge Durango for a lot lower interest and payment, and that was a blessing, Thanks Paul

Kaycee Watkins
Kaycee Watkins
September 29, 2022

Autopay was very easy to work with when…

Autopay was very easy to work with when refinancing my auto loan. Loan Officer was extremely helpful and patient with gathering paperwork. Would recommend autopay to anyone looking for quick refinancing!

Gwen Young
Gwen Young
September 28, 2022

Was approved for a loan NO RESPONSE by email!!!!!

Was approved for a loan. Representative called one time. I emailed them several several times with questions, NEVER received a response. NEVER!!!!!!! Terrible service.....

Lori Weaver
Lori Weaver
September 26, 2022

effortless refinancing

This was practically an effortless process. One that my husband and I did for the first time. And nearly every step was done on our phones. I highly recommend AutoPay and their well informed and people.

Natalie Figuero
Natalie Figuero
September 26, 2022

The reps at Autopay were wonderful.They…

The reps at Autopay were wonderful.They kept me I formed every step of the way. They made every effort to get what I wanted.They did not stop until I was satisfied. Thank you for your hard work.

Marc Hernandez
Marc Hernandez
September 23, 2022

Chevy colorado

Claudia McDougal has helped me with my autopay application the whole way through. Great customer service, great way to explain the applications and how to sign them. Has answers to every question I asked. 10/10

Joe Reno
Joe Reno
September 12, 2022

Claudia Mcdougal from auto pay was…

Claudia Mcdougal from auto pay was Fantastic after going through other companies and being ran in circles I came across auto pay and this process was way easier and less stressful she made it happen quick with no more sleepless nights. She was able to get my auto refinance switch over to way lower and more fair rates!! Thank You AutoPay!!!!

stacey Boetto
stacey Boetto
August 29, 2022

Kevin was great

Kevin was great! Very quick to respond to my questions & gave me a list of everything he needed from me to start the process. Pretty quick turn around time on the best loans out there for me. And I did not feel rushed, used, or lied to like I have in the past. I also did all of it from home & work which was nice! No lost time to sit and wait on finance department to get to me!

Donnalynne Napoli Geronimo
Donnalynne Napoli Geronimo
August 27, 2022

My experience with auto pay was great.

My experience with auto pay was top-notch. Kate had all my questions answered, it was actually a learning experience for both of us because my car was still registered in Florida and I have now located to New York. So we had to redo the whole registration process before we were able to complete the loan. She was with me every step of the way and we were in constant communication, the loan funded And is saving me about 150 a month. I would recommend Kate and auto pay highly.

Robert Gaines
Robert Gaines
August 27, 2022

I was suspicious prior to trying this…

I was suspicious prior to trying this company due to some shady things I saw on other reviews. But after the process went very smoothly I am happy. They weren't able to lower my payment as much as I wished but they are saving me money nonetheless. I would do business with them again!

Amanda
Amanda
August 23, 2022

It was okay...

I was pleased with my new contract terms. I was not pleased with the multiple hiccups within the process. My representative could also use some improvement with her customer service skills.

Ana
Ana
August 23, 2022

Refinancing our two vehicles with Kevin

Kevin helped my husband refinance his truck. He did such a good job with putting everything together for us to get approved and got our interest rate down and our payment down. My husband advised me to contact Kevin again to refinance my vehicle as I too had a very high payment. Kevin gathered all the information and I got me a great rate with the same credit union that my husband has. We are very happy with Kevin services and his team at Auto Pay. Thank you.

Chris Acuna
Chris Acuna
August 18, 2022

I was skeptical to refinance my loan

I was skeptical to refinance my loan. But my rep Claudia made sure to keep me up to date on every single detail, making this a very easy process to get where we needed to be. I highly recommend this company if you are looking to refinance your loan. Thanks for all the help Claudia

Julia Reightler
Julia Reightler
August 18, 2022

Getting my truck refinanced was a…

Getting my truck refinanced was a breeze. My loan consultant was friendly and professional. He did all the legwork and now my note is considerably less. Thank you to AJB!!

Perry Hahn
Perry Hahn
August 18, 2022

Easy and painless refinance

Claudia was very kind and always made her self available. She made it clear that her goal was for me to have a successful finance, and the entire process was completely painless. Stellar job!

Anna Tallman
Anna Tallman
August 16, 2022

Would definitely recommend

The experience has been wonderful! Rachel was awesome!! Super patient, really great about walking us through everything, and always able to answer any and all of our questions! Our interest rate is down, our payment is lower, and our credit scores are slowly moving up. Overall, not a single complaint.

Deanna
Deanna
August 13, 2022

Deliah Polnau is wonderful!

Deliah Polnau has been been so helpful and great. She has been so kind and willing to help. She walked me through the whole process and made me feel totally comfortable and she made this the easy . Thank you so much!

Gina Lauzier
Gina Lauzier
August 12, 2022

It has been an absolute pleasure…

It has been an absolute pleasure working with Deliah. She made the whole process seamless; answered all questions knowledgeably and made sure I understood everything. I would highly recommend AutoPay. Thank you

Patti Ortner
Patti Ortner
August 12, 2022

Deliah was amazing

Deliah was amazing. I was approved for 8.49%, she wasn't happy with it. She contacted another company and got it for 6.80%. She went the extra mile for me and patiently answered my questions. Deliah knows true customer service and care. I'm very happy.

Mama Bear
Mama Bear
August 10, 2022

Everything was so easy and smooth and…

Everything was so easy and smooth and Matthew Reinhardt was very helpful and professional. I am so glad that I used this company. They deserve more than 5 starts!!

Amanda Lynch
Amanda Lynch
August 10, 2022

Great experience!

I had a great experience with Autopay and Kaitlin McGree specifically. She was on top of everything. They got me a great rate on refinancing my 2015 mustang. I’m saving $140 a month so I’m super happy about that. I definitely recommend auto pay.

Dorothy Jones
Dorothy Jones
August 10, 2022

My experience with Albert was a long…

My experience with Albert was a long one and beneficial he was very patient with me and understanding I was a. Customer Service for 8yrs I would have hired him on the spot he never raise his voice or disrespect me in any way he always answer the phone and stay consistent and went way and beyond to help me I would recommend him to anyone he have my vote Thank. you Albert.

tannia warren
tannia warren
August 10, 2022

Jason

Jason , in particular was extremely patient with me and so incredibly helpful in my transition to refinance ! This was the first time in me doing so and I couldn’t be more pleased with the knowledge and effort he put into explaining every little details and literally walking me through this process step by step hand in hand ! The quickest & stress free experience I couldn’t asked for ! I would recommend Jason H . and this company to anyone a thousand times and then some if I’m asked !!! Thank you !!!

Michael Shapiro-London
Michael Shapiro-London
August 9, 2022

Fantastic Company to work with!

I really enjoy working with this company. The rep I had was fantastic and really led us step by step through the process. I will use them again on my next refi or auto purchase.

Marlene
Marlene
August 8, 2022

Great customer service

Kevin was very responsive and courteous. He kept me updated and provided explanations when I didn't understand and needed clarification. I would recommend your service to anyone wanting to refinance their vehicle as my experience was a good one.

ALEX ALVAREZ
ALEX ALVAREZ
January 20, 2023

The typical bait and switch

The typical bait and switch. I was led to believe that I would receive a number of loan options but found out there is only one, Autopay. They called me at home and tried to strongarm me to give them additional information. Horrible company, horrible business practice. I highly recommend going to a reputable bank or credit union to secure a car loan, these "brokers" are only adding an additional layer and cost to an already confusing process.

Dave
Dave
January 19, 2023

Terrible experience

Terrible experience. Exceptional credit, no debt and wanted a new purchase auto loan. They said I qualified for several offers. Sent to underwriting and I was NOT approved - I was shocked. I called back to ask for more information, the agent said she would call me back after she spoke to underwriting. Have not heard back.

Bridgette Montas
Bridgette Montas
January 13, 2023

Quick and simple process

I worked with a man named Matt, very professional and easy to talk to. He was always available to answer my questions. Also made things easy to understand stand.

Naomi Pope
Naomi Pope
January 12, 2023

The process was fast and easy!

I signed up online and the process was easy they helped me along the way and my loan was approved by the bank faster than I thought. I saved $200 on my car loan a month

Debra Johnson
Debra Johnson
January 5, 2023

I was considering refinancing my car…

I was considering refinancing my car loan with this company. They wanted to give me 75 months. That's too long for me. I also did not like Kyle Fergason. He was very impersonal and fast talking. I feel like dealing with this company is a waist of time!!!!!

NICOLE D PATTERSON
NICOLE D PATTERSON
December 28, 2022

Courteous

Courteous, responsive and patient. It took me about a week to get my paperwork done. I was the delay. The representative was always ready to assist and answer any questions. Excellent experience for me.

Nicolas Schillerstrom
Nicolas Schillerstrom
December 23, 2022

Great customer service

Great customer service, worked really hard to get me a great deal!! I will recommend autopay to anyone to refinance your vehicle!

Kameron
Kameron
December 14, 2022

Terrible. They lie about the rates the offer and they’re much worse than the market.

Terrible. They lied about the auto loan rates offered online and over the phone. With an 800 credit score on a 72-mo $50k loan, they said it’d be 2.99%. After days of waiting and an hour of my time over the phone giving them my information so they could do an audit before offering a loan, they came back with 8%. Total waste of time and MUCH higher than what was marketed and compared to the market. I’m mostly disgusted by the lying more than wasting my time while shopping for an auto loan. Don’t use these scammers. Go with a local credit union or finance through the car manufacturer.

Maria Olloqui
Maria Olloqui
December 13, 2022

Matt was a blessing in the sky

Matt was a blessing in the sky! I was looking for a good company to refinance my loan; I contacted Auto Pay and I got the best professional, honest, courteous and positive person on the line. I got exactly I wanted in a matter of days . His great effort to help me make me feel very happy. AutoPay has a great asset with Matt Reindhart ! I thank Matt and your company for the great team you got! I give you 5 stars, I will surely recommend you in the future. Happy Seasons !!! Best of everything for you Matt !😊

AUTOPAY's History

AUTOPAY was originally founded in 2007 with the goal of helping more drivers. Their headquarters is near Denver, Colorado and they have helped thousands of car owners refinance their loans. Like RateGenius, they serve customers in all 50 states throughout the United States. The borrower qualifications vary by lender since they operate on a marketplace model.

They provide different types of auto lending from new car loans to refinancing your current loan. For new car loans, AUTOPAY can help you set your budget, shop for cars with financing secured, submit your loan application (when you’ve found a car), and e-sign your documents to finalize the lending process.

For refinancing, AUTOPAY offers several solutions including traditional refinancing, cash back refinancing, and lease payoff refinancing. Traditional refinancing can help you make changes to your current loan like reducing monthly payments or decreasing your interest rate. Cash back refinancing can get you the money you need now by using the value of your vehicle. Lease payoff refinancing can help you hold on to your car when the lease ends.

The AUTOPAY and RateGenius merger should help to strengthen both of these marketplaces. Once viewed as potential competitors, the merger helps share resources and refinance knowledge between the lending teams. The joining under The Savings Group Inc. now combines an estimated 550 team members with transactions over $2 billion according to the AFJ.

AUTOPAY’s headline rates are similar to other lending marketplaces. They highlight an average monthly savings of $105 per month with rates as low as 2.99%. Their website states an average interest rate decrease of 6.99%. The savings rate appears to be exactly the same as RateGenius, so there may be some shared data aggregation between the merged companies (or the same operations model with shared lending partners).

Their marketplace is an applicant-to-lender matching system. They work with customers each step of the way to walk you through the refinance process. It appears AUTOPAY is sharing the same lender network (either partially or fully) as RateGenius, so you may receive a similar experience working with either company. AUTOPAY also has GAP and VSC contract options as well.

Rate Qualification

You may qualify for an auto refinance rate as low as 2.99%***. Check with AUTOPAY to see the rate for your loan application.

Cash-Out Option

Need extra cash and a lower interest rate? AUTOPAY offers a cash-out option which helps you do just that in one package.

Fast & Easy Goals

Quickly take care of your refinancing with a car loan assistant to help you. Your assistant will help you finalize the details.

AUTOPAY Application Flow

The AUTOPAY application portal is pretty tech-forward. It handles both new car purchases and car loan refinancing on their website. You begin the process by entering your first and last name and choosing if you want to apply with only you or with a co-borrower. The next step depends on what you selected previously.

If you choose the purchase option, the form will ask if you are buying from a dealer, private party, or lease buyout. If you choose to refinance, you will skip this step. Next, enter your contact info (email and mobile phone number) and date of birth. In the next steps you will need to have your address, residence, and vehicle info ready along with any co-borrower information (if selected).

Documentation is required including your

  • Driver’s license
  • Insurance
  • Proof of income (e.g. W2s, paystubs, or tax returns)
  • Proof of residence (e.g. utility bills, lease agreements, etc)
  • Payoff letter (if refinancing)

Other fields will populate later in the form depending on your initial selections. This may apply to your purchase selections (like buying from a dealer versus private party versus lease buyout) and refinance details. Soon after these steps, they conduct a credit report pull (soft credit pull), and you will arrive at the offer selection screen. This is where you can see potential rates and lending options.

Select the lending option which you feel is best for your situation. If you have questions, you can usually talk to a business development representative, loan assistant, or officer. When you move to lock in your offer they will do a hard credit pull at that point in time which will affect your credit score. This is one of the steps in the lending process and lenders typically require it before issuing a new line of credit.

AUTOPAY offers additional assistance when it comes to the closing process and finalizing your loan. Here, closing coordinators finalize the details and title agents help with the titling paperwork. Documents are completed through e-signing helping to make things quick and easy on the backend. They also provide additional resources like their auto loan calculator to help you see savings.

AUTOPAY Google Reviews

Trusted by Thousands of Driver's for Refinancing

4.7

5/5

Over 4,309 Reviews
Google Business
See Company Profile

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"AUTOPAY is really helpful and I’ve had an amazing experience with them. They answer any questions you have and are very fast with results. I had the pleasure of working with Garrett and he continued to keep me updated with information and answered all my questions. He was very patient and knowledgeable. The process was very quick also. 10/10 would definitely recommend."

Militta H
5/5
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"I called to inquire about refinancing my car to get a lower monthly payment. I gave my information to one of their representatives and the next day Ryan a loan specialist contacted me to let me know he was working on my refinance. He was able to get the refinance done in just a few days with a much lower payment. He was great to work with and very responsive to my questions. I would definitely reach out to him again if I needed to finance another car. Thank you Ryan for all of your help."

Marsha A
5/5
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"Filled out an online form, was contacted same day by Jordan. What a great guy too, very friendly and personable. He told me he was new to the company, but he did his job well! Got my rate cut in half on my refinance, and the whole process was very smooth, thanks for the help!"

Clint Z
5/5
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"It was an easy and painless process. Our loan officer was very helpful and kept in contact with us through the whole process. I have already told no less than ten people about then. Rob was great to work with. I would not hesitate to call them again.."

Paul C
5/5

Car Loan Interest Rates with AUTOPAY

AUTOPAY states their headline interest rate is as low as 2.99%*** on their website’s homepage. This number is interesting since there are no qualifiers or terms around how their rate is calculated. Based on what other lenders like Caribou state, it probably requires vehicle owners to have a higher credit score in the mid to upper 700s on a newer vehicle and a shorter loan term. This would make it consistent with other lenders and the same as RateGenius’s stated rate of 2.99%.

Lower Your Car Payment

Why Choose AUTOPAY?

What does AUTOPAY do best? They can help to lower your car payment each month which is more money you can save or spend on other things you need. On average, customers save $105 with rates as low as 2.99%***. Is your rate higher than that? Check with an AUTOPAY loan assistant to see if you can save!

Lease Payoff Financing

Do you currently have a leased vehicle? AUTOPAY can help you through a lease payoff option. This lets you keep your vehicle and finance it!

Auto Refinance Expertise

AUTOPAY has been in the business of refinancing cars since 2007. Their experience helps you save over the life of your loan.

Coast-to-Coast Lending

Need a lender in your area? AUTOPAY provides refinancing options from coast-to-coast in all 50 states.

AUTOPAY Fees and Things to Know

AUTOPAY most likely does have an origination fee. This would apply when they submit your application to a lender. While this is not stated on the AUTOPAY website, it is probably similar to RateGenius’s fee of around $400. To apply, you can submit your application for free and check rates. If you choose to use AUTOPAY for refinancing, ask your loan assistant for detailed fee notes and associated costs.

Highlights

No details on origination fee - ask loan assistant

Auto refinance rates as low as 2.99%***

Average monthly savings of $105/mo

Help every step of the way for refinancing and new car funding

Provides useful refinance calculator

Cash-out refinance and Lease payoff opportunities

Goal of fast and easy refinancing

AUTOPAY has a 4.7 star rating Google Review

***2.99% rate based on unknown factors regarding vehicle, credit score, and refinancing term. Actual rates vary. Check with AUTOPAY for more information and specific details.